08 Sep 2022

Henry Montag CFP., Managing Partner of The TOLI Center East, was invited by the New York County Lawyers Association to speak on the difference between traditional and combo Life & LTCI plans. The discussion was focused on what you need to know about Traditional long-term care coverage & the new Combo/Linked Insurance plans that combine life insurance & long-term care coverage...

17 Feb 2022

Below is a copy of the handouts I provided for a recent Nassau County Bar Association presentation. During the presentation, I discussed the three distinct 'Living Benefits' life insurance offers the policyholder. Feel free to reach out if you have any questions. You can email me at henry@thetolicentereast.com or call (516) 695-4662....

10 Dec 2021

I had the honor of speaking at the National Accounting & Tax Symposium in November 2021. At this virtual event, I gave a presentation on "What the Accountant Should Know About Life Insurance & the SECURE Act." Click the player below for audio of that presentation. I also published a companion article in the Bloomberg Estates, Gifts & Trust Journal that you'll find of inte...

12 Nov 2021

I'm pleased to announce that I'll be speaking at the Nassau County Bar Association on Thursday, November 18th from 1 - 2 pm regarding "Current Trends in Long Term Care & Life Insurance." Click below to register or contact me for any thoughts or questions afterward. Click Here To Register I have compiled a collection of handouts that cover the topics I will be discu...

06 Oct 2021

Paying for long-term care costs for oneself a spouse or a parent is costly.  Ever since the early 1980's I've been providing advice to clients & advisors about the various options available to them. Back then it was, “Should I or Shouldn't I purchase coverage to protect against having to pay the costs associated with a long-term care illness?” Today the question is more focu...

20 May 2021

Upcoming Webinar For New York County Lawyers Association - NYCLA 2 Cle Credits: June 2, 2021 Our expert speakers will provide an overview on how to execute an effective estate plan in New York, including recent updates specifically relevant to estate planning professionals. Seymour Goldberg; Matthew E. Rappaport, Esq., LL.M.; Henry Montag CFP. This webinar is sc...

04 May 2021

I'm honored to be presenting to the N.Y.S Bar Association a summary of a book I co-authored for the American Bar Association regarding items an advisor, owner, or trustee of a Life Insurance policy should know and do to maintain and maximize their or a client's Life Insurance portfolio on Thursday, May 13th at 12 - 2:00 pm (2CLE) Click Here To Register For The Webinar...

21 Apr 2021

I'm honored to be in the company of Sy Goldberg and Matt Rappaport at our upcoming webinar on Thursday, April 22 at 12:00 pm. Please join us as we discuss breaking news regarding the IRA Trust and the Secure Act and How Life Insurance can all work together. Register for the webinar at: https://us02web.zoom.us/webinar/register/5216147964035/WN_WEABEvGAQsy_j-lTSqViyQ Seymour Go...

22 Dec 2020

Let’s say some of your clients did the right thing and purchased a long-term care contract years ago while premiums were much less expensive. They also did so before many typical medical issues started popping up in their mid 60s. Yes, having a long-term care insurance contract is a wonderful thing. It will provide your clients with the dollars necessary to pay for some or all of their e...

23 Nov 2020

You’ve worked hard and saved your entire life to be able to enjoy the lifestyle. However any type of an unreimbursed long-term care expense, be it for a mental or physical impairment can of course completely ruin your and your spouse’s retirement plans. After the well spouse and their family gets over the mental shock, and the adjustment to what must now become the new normal, the realit...

23 Nov 2020

Having a long-term care insurance contract will not only provide your client with the dollars necessary to pay for some or all of the expenses associated with their care, but will provide them with independence and peace of mind, knowing they’ll never be a burden to their kids or spouse....

28 Oct 2020

I was recently honored to have been featured on Annie Jennings' AuthorExpertWire. Podcast (See Link Below). During the interview, we discussed what we do at The TOLI Center East. which includes educating our clients, be they individuals, business owners, managing trustees, or Attorneys & CPA's, to help prevent their, or their client's life insurance policies from expiring p...

05 May 2020

Between the ongoing COVID-19 pandemic and the recently passed SECURE Act, there are many changes that may impact your or your client's existing life insurance policy.Slashed interest rates and the stock market plunge have further exacerbated an already deteriorating situation whereby the client's non-guaranteed life insurance coverage is expiring prematurely as a result of client neglect...