The Toli Center East

THE LIFE INSURANCE
POLICY CRISIS

Released January 17th, 2017
AMERICAN BAR ASSOCIATION PUBLICATIONS

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The Toli Center East

Learn how The TOLI Center East can protect your family’s wealth. Click to listen to a
podcast with Managing Director Henry Montag discussing the benefits of utilizing life
Insurance as an asset class that can benefit the Insured as well as the beneficiary.

Click Here to Listen
“I’ve written multiple stories over the past five years for the Wall Street Journal about the impact
of low interest rates on universal life policies. The problem is exacerbated because so many people
underfunded their policies. Of the many consumers I’ve interviewed, most don’t understand how
the policies actually work. Many consumers have long since lost contact with their sales agents.
Many others have written in response to the stories, as the problem is so recurring”

–Leslie Scism Senior News Editor,
Money & Investment Section.. The Wall Street Journal
Endorsement from "Life Insurance Policy Crisis"
The TOLI Center East is a Life Insurance consulting firm providing performance evaluations and guidance
to the individual owner or in the event of a Trust, guidance to the 'amateur trustee' usually the client's
eldest son or daughter. Our clients are legal and tax advisors to policy owners, Irrevocable Life Insurance
Trust (ILIT) trustees, grantors and beneficiaries, and Family Offices who lack life insurance product and
policy evaluation expertise.

Life Insurance, although a very significant financial tool is most often misunderstood & ignored, resulting
in an unnecessary loss of financial assets which can & should be prevented. I integrate with your current
team of professional advisors and become a valuable resource in dealing with basic & advanced strategies
regarding evaluating and properly maintaining a client's life Insurance portfolio.

Learn More About The TOLI Center East
I am immensely humbled to
be honored three times by myCPE.
These awards sincerely acknowledge
my effort, and are a huge admiration.
I want to give my sincere thanks to
everyone that supported me in 2024.

Watch my Webinars

Henry Montag Honored by myCPE

UPCOMING EVENTS

New York County Lawyers Association – June 4, 12:30 – 2 pm EST – The Need to and Benefits of Evaluating One’s Life Insurance Portfolio

RECENT EVENTS

MyCPE, Credits for CPA’s – January 29, 2025 @ 11 am EST – Updates for Combo Long-Term Care & Life Insurance – Watch the Replay

Nassau County Bar Association – October 20, 2024 – Buy-Sell Agreements / Connelly Decision – Click here for the Handouts | Watch the Replay

New York County Lawyers Association – September 10, 12:30 – 2 pm EST – Buy-Sell Agreements,. All must be reviewed after the Connelly Decision, Connelly v. United States: 6, 6, 24. – Watch the Replay Here | Click Here for Handouts

NASSAU COUNTY BAR ASSOCIATION- JUNE 13, 2024, 12:30-2:00 PM -CORRECTLY UTILIZING THE TAX BENEFITS OF LIFE INSURANCE – Click here for the handouts

NYC LAWYERS ASSOCIATION- MAY 8, 2024, 12:30-1:30 PM- AVOIDING TYPICAL FINANCIAL PLANNING MISTAKES – Click Here for the Replay

Nassau County Bar Association – March 5, 2024 – Three Things the Attorney Needs to Know about Life Insurance

NASSAU COUNTY BAR ASSOCIATION (NOV 15TH 2023) – WHAT THE ATTORNEY/CPA NEEDS TO KNOW ABOUT TRUST PLANNING WITH LIFE INSURANCE – Watch the Replay | Download the Handouts

NYC LAWYERS ASSOCIATION (SEPT 2023) – ELDER LAW UPDATES/ OPTIONS TO PAY LONG-TERM ARE COSTS – CLICK HERE FOR THE REPLAY| CLICK HERE FOR THE HANDOUTS

Nassau County Bar Association – October 30, 2024 – Connelly v. United States: 6, 6, 24. Its Impact on Buy Sell Agreements’ Succession & Estate Tax Planning – Watch the Replay | Click Here for the Handouts

Suffolk Academy of Law (August 2) – Drafting & Maintaining Life Insurance in Trusts – Click Here for the Replay | Click here for the handouts

MY-CPE (July 26) – Incorporating Life Insurance into Trust Planning – Click Here for the Replay | Click Here for the Handouts

NASSAU COUNTY BAR ASSOCIATION (MAY 2023) – DEAN’S HOUR: PROTECTING YOUR FAMILY & PRACTICE w/ VINCENT J. RUSSO, JD, LL.M, CELA – Click Here For the replay | Click here for the handouts

My-CPE.com Webinar (April 2023) – What the Advisor Needs to Know About Annuities – Click Here for the replay

NYCLA Webinar (March 15. 2023) – Strategies to Draft ILITs & Maintain the Life Insurance Coverage Funding Client’s ILITs – Click HERE for the replay | Click HERE for the Handouts

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Client Testimonials

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CATIE VANDREI, AIA Partner – Hoffman Grayson Loizides Vandrei + Vandrei Architects LLP

“Henry has been instrumental in securing insurance that we needed for our business. Throughout the entire process, he was responsive and attentive. The additional information that he has been able to provide has also been quite valuable as we strive to improve our business organization. We would definitely recommend working with him as an independent certified financial planner.”

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