THE LIFE INSURANCE
POLICY CRISIS

Released January 17th, 2017
AMERICAN BAR ASSOCIATION PUBLICATIONS

The Toli Center East

Learn how The TOLI Center East can protect your family’s wealth. Click to listen to a
podcast with Managing Director Henry Montag discussing the benefits of utilizing life
Insurance as an asset class that can benefit the Insured as well as the beneficiary.

“I’ve written multiple stories over the past five years for the Wall Street Journal about the impact
of low interest rates on universal life policies. The problem is exacerbated because so many people
underfunded their policies. Of the many consumers I’ve interviewed, most don’t understand how
the policies actually work. Many consumers have long since lost contact with their sales agents.
Many others have written in response to the stories, as the problem is so recurring”

–Leslie Scism Senior News Editor,
Money & Investment Section.. The Wall Street Journal
Endorsement from "Life Insurance Policy Crisis"

I’m honored to be presenting to the
N.Y.S Bar Association a summary of
a book I co-authored for the American
Bar Association regarding items
an advisor, owner, or trustee of a Life
Insurance policy should know and do
to maintain and maximize their or a
client’s Life Insurance portfolio on
Thursday, May 13th at 12 – 2:00 pm
(2CLE)